Foreclosure and Eviction

The cornerstone of the Firm's foreclosure department is a fully integrated case tracking and management system. This system enables the Firm to adapt quickly to changes in volume and leverage the Firm's knowledge and experience. When the debt remediation process requires it, South & Associates will oversee and manage all aspects of the eviction procedure.

Bankruptcy

A leader in creditor representation in the states of Missouri and Kansas, South & Associates' Bankruptcy Department supports the Firm's efforts in minimizing client losses.

The Firm is prepared to vigorously represent its lender and servicer clients in all bankruptcy proceedings. In these efforts, the Bankruptcy Department's goals are to speed the process, reduce costs and maximize recovery while zealously representing the client.

Litigation

South & Associates' litigators work in harmony with the Foreclosure, Eviction, Bankruptcy, Loss Mitigation and Collection Departments. The Firm is prepared to aggressively and efficiently litigate in the interest of its clients. Still, South & Associates emphasizes a preventative approach, when appropriate.

Loss Mitigation

South & Associates' Loss Mitigation Department is at the forefront of providing the latest offerings in modern default services. The group has proven that with the proper procedures in place and skilled negotiators on staff, the restructuring of loans through various creative and strategic loss mitigation techniques is extremely successful in avoiding the expense and time involved in the foreclosure and litigation processes.

Collection

The Collection Department at South & Associates is experienced in maximizing asset recovery in all forms of consumer and commercial debt. The attorneys and staff members in this group are trained to follow the Fair Debt Collection Practices Act; the Servicemembers Civil Relief Act; and the Fair Credit Reporting Act. Having skiptracing and replevin capabilities, the Collection Department leverages the Firm's data management, case tracking and performance auditing capabilities.

Our fee schedule is within the FNMA / FHLMC / FHA / VA requirements and guidelines. Also note that our volume allows us to obtain preferential vendor pricing on expenses relating to the foreclosure action. In the rare instance that fees are expected to exceed the reimbursable industry guidelines, prior notice will be given to our clients.