Ashlee Yager featured in the Summer Edition of the USFN Report

Is Artificial Intelligence the Modern-Day Steam Engine?

Artificial Intelligence ("AI") and the steam engine are two technological phenomena that have unleashed transformational power. The steam engine has, and AI could, profoundly impact human civilization. The steam engine stimulated the Industrial Revolution. AI is driving the digital revolution. This article will explore the parallelism between the steam engine and AI, examining their historical significance, and providing a hypothesis as to potential efficiencies that can be implemented, as well as AI’s influence on productivity. We will examine how the mortgage banking industry can capitalize on the increased productivity generated through the use of AI. Finally, we will directly compare the transformational powers of these two technologies.


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